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AA Top Insurance

2520 Sailors Way
Naples, FL 34109

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Condo Insurance Myths Exposed

Based in Naples, FL, AA Top Insurance LLC offers residents multiple types of insurance policies. We are aware that researching different policies can be an overwhelming process. That’s why we are committed to simplifying our clients’ process so that we can help them find the coverage they need to protect themselves in any situation.

Understanding Condo Insurance

There are beautiful condos in the Ft. Meyers and Naples, FL area. If you are one of the many people residing in one of these attractive condos, you’ll want to have coverage so that your unit will be protected in the event of an emergency. Condo insurance also covers your personal items if they are stolen or vandalized. To assist you while you research different policies, here is the truth regarding common condo insurance myths.

I Have Protection Through Someone Else, So Coverage Isn’t Necessary.

This is incorrect. The protection that you have likely only covered your unit’s external parts if they are damaged.  However, you’ll need your own coverage to protect your personal items inside the unit.

I Don’t Have Any Valuable Items.

All of your personal items hold some value. Condo insurance would cover you if something were to happen. The policy also covers you if you have to lodge somewhere else while your condo is being repaired.

The Policy Covers Luxury Items

Make sure that you research policies carefully because you may need to look at additional coverage if you have rare items such as luxury furs and antique paintings in your unit.

My Policy Cover A Potential Flood

If a lake overflow causes damage to your unit, you may not be protected unless you amend your policy. Not all water damage is the same.

Consult With AA Top Insurance LLC

Visit our website today to learn more information about condo insurance.

Partner Carriers


  • Assurant Flood
  • Citizens
  • Federated National Flood
  • First Comp
  • Florida Peninsula
  • Foremost Commercial
  • Bristol West
  • Mercury
  • MetLife
  • Nationwide
  • Olympus
  • Prepared Insurance
  • RLI
  • Safeco
  • Starr insurance
  • St johns Insurance
  • The Hartford
  • Travelers
  • United Property and Casualty
  • Universal Property and Casualty
  • Usassure