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AA Top Insurance

2520 Sailors Way
Naples, FL 34109

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What Does Good Home Insurance Consist Of?

If you have just bought your dream home in Naples, FL, the next step should be getting home insurance from AA Top Insurance LLC. With an insurance policy, you will know that your valuable property is highly protected against uncertainties. Before buying your home insurance policy, it is always important to understand what your home insurance policy will be covering. Good home insurance coverage should consist of the following aspects. 

Should Cover Your Structure

Good home insurance should make sure that it covers the entire structure. Some of the important uncertainties that should be covered include fire, floods, hails, hurricanes, and earthquakes. It is necessary to make sure that your home insurance covers extensions such as home garages and gazebos.

Should Cover Your Personal Belongings

Besides covering the entire structure and some of its extensions, it is always necessary to ascertain whether your home insurance covers your personal belongings. In this case, your furniture, clothes, and other important items such as sports equipment should be covered by your home insurance. Ensure you provide details about all the personal belongings in your home when you are buying home insurance.

Should Cover Liability Protection

Another important aspect that a good home insurance policy should not miss is liability protection. In this case, any person who is injured within your premises through acts of omission or commission will be covered by your home insurance. Sometimes home insurance policies extend to the point of covering pet injuries in your property, which is critical liability coverage. 

Do You Need Home Insurance?

If you need good home insurance covering all the aspects discussed above, contact AA Top Insurance LLC. We are a leading home insurance provider in Naples, FL, and we will provide a home cover that meets your specific needs.

Partner Carriers


  • Assurant Flood
  • Citizens
  • Federated National Flood
  • First Comp
  • Florida Peninsula
  • Foremost Commercial
  • Bristol West
  • Mercury
  • MetLife
  • Nationwide
  • Olympus
  • Prepared Insurance
  • RLI
  • Safeco
  • Starr insurance
  • St johns Insurance
  • The Hartford
  • Travelers
  • United Property and Casualty
  • Universal Property and Casualty
  • Usassure