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AA Top Insurance

2520 Sailors Way
Naples, FL 34109

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What Businesses Need Umbrella Insurance?

Umbrella insurance is a policy type that few people understand because those outside the business world rarely use it. However, your firm may fall within the umbrella insurance need, so make sure you contact us at AA Top Insurance LLC serving Naples, FL, to learn more. 

How to Tell If You Need Umbrella Insurance 

While the number of businesses that need umbrella insurance is relatively high, you may not necessarily qualify if your company just doesn’t need this type of protection. Just a few factors to weigh when you’re considering this coverage option include:

  • High Risk of Liability – Does your business have a potentially high risk of severe liability claims? Then, you may need an umbrella insurance policy. 
  • Inadequate Liability Coverage – If you have liability coverage but find that it doesn’t suit your needs, an umbrella policy may be a good choice for you. 
  • High-Value Business Ownership – When your company is worth a lot of money, you may want an umbrella policy to cut back on your risk of profound loss in a lawsuit. 

Typically, companies like health firms, transportation companies, sports teams, various travel guides, and much more all need liability. However, if the health and safe of others are in your hands, umbrella policies may help keep you from suffering a devastating lawsuit if anything goes wrong.

Help Is Here for You 

Do you want to protect your business with high-quality umbrella insurance policies? Then, it is a good idea to reach out to us at AA Top Insurance LLC serving Naples, FL, to learn more. We’ll help you figure out what kind of policy makes sense for you and give you the help needed to thrive. And we can even set you up with an umbrella insurance policy based on your company.

Partner Carriers


  • Assurant Flood
  • Citizens
  • Federated National Flood
  • First Comp
  • Florida Peninsula
  • Foremost Commercial
  • Bristol West
  • Mercury
  • MetLife
  • Nationwide
  • Olympus
  • Prepared Insurance
  • RLI
  • Safeco
  • Starr insurance
  • St johns Insurance
  • The Hartford
  • Travelers
  • United Property and Casualty
  • Universal Property and Casualty
  • Usassure