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AA Top Insurance

2520 Sailors Way
Naples, FL 34109

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Boat/Watercraft Insurance in Florida


Naples, FL area is a great place to live in or visit. When you are in this area of Florida, you can enjoy the nice weather throughout the year and access to amazing beaches and other waterways. If you are in this area of the state, owning a boat could be a great option. If you are going to get a boat here, you should carefully consider your insurance needs. There are several reasons why you should get boat insurance.

Insurance Could be a Requirement

One reason why you should get a boat insurance policy is that it could be a requirement for you. Depending on where you want to have your boat stored and used, complying with local insurance requirements could be a necessity. Certain marinas and waterways wish to ensure that all boat owners have appropriate liability insurance. Further, if you did take out a boat loan, the lender will require that you carry insurance on it at all times.

Gives Appropriate Protection

Another reason why you should get insurance for your boat is that it will provide you with necessary and valuable insurance. A boat insurance policy is going to give you coverage for your asset, which will help you to replace it if it is damaged or stolen. Further, if you cause an accident, the insurance policy will help you pay for the damages that you will have to cover.

Owning a boat in the Naples, FL area is quite common. If you are shopping for a boat in this area of Florida, it is crucial that you contact the team at AA Top Insurance LLC. The insurance team at AA Top Insurance LLC can help you to determine what your boat insurance needs are. Based on this assessment, this will ensure that you get into a policy that provides you with adequate protection and ensures that you are in full compliance with all requirements.

Partner Carriers


  • Assurant Flood
  • Citizens
  • Federated National Flood
  • First Comp
  • Florida Peninsula
  • Foremost Commercial
  • Bristol West
  • Mercury
  • MetLife
  • Nationwide
  • Olympus
  • Prepared Insurance
  • RLI
  • Safeco
  • Starr insurance
  • St johns Insurance
  • The Hartford
  • Travelers
  • United Property and Casualty
  • Universal Property and Casualty
  • Usassure