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AA Top Insurance

2520 Sailors Way
Naples, FL 34109

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Umbrella Insurance in Florida


When you are in the Naples, FL area, it is normal to have some personal liability insurance coverage through your home and auto insurance policies. While these policies do give some valuable liability coverage, there are situations when it is not enough to cover someone properly. In these situations, getting umbrella insurance coverage for additional liability protection would be a great option. There are several reasons why someone should consider getting an umbrella insurance policy.

Gives Additional Coverage

One of the reasons why getting an umbrella insurance policy is a good idea is because it will give you additional coverage. While your home and auto insurance policies will have the necessary liability insurance coverage, the limits may not be enough to cover some horrible accidents. Due to this small risk of causing an accident that causes very significant damages, you should consider getting an umbrella insurance policy as it will give you coverage on top of the home or auto policies.

Coverage for More Situations

Another reason why you should get an umbrella insurance policy is that it will give you coverage for more situations. In Florida, the home and auto policies are going to provide you with coverage for a lot of situations that come with liability risk. However, some situations could come with personal liability risks that may not be covered. To ensure that you are fully protected, you should consider getting an umbrella insurance policy to give conclusive coverage.

When you are shopping for umbrella insurance in the Naples, FL area, it is vital that you work with someone that can help guide your insurance decision. Choosing this insurance can be complex. Fortunately, those that are in this area of Florida can reach out to AA Top Insurance LLC for assistance. The team at AA Top Insurance LLC will evaluate your entire situation to figure out what type of coverage is necessary. This will help to mitigate your personal liability risk.

Partner Carriers


  • Assurant Flood
  • Citizens
  • Federated National Flood
  • First Comp
  • Florida Peninsula
  • Foremost Commercial
  • Bristol West
  • Mercury
  • MetLife
  • Nationwide
  • Olympus
  • Prepared Insurance
  • RLI
  • Safeco
  • Starr insurance
  • St johns Insurance
  • The Hartford
  • Travelers
  • United Property and Casualty
  • Universal Property and Casualty
  • Usassure